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| Offshore credit card ： ウィキペディア英語版 |
Offshore credit card
Offshore credit cards are credit cards issued by an offshore bank in a jurisdiction that is different from that of the cardholder. Real 'unsecured' offshore credit cards with credit lines are very difficult for the average person to obtain because banks refuse to issue them. Most banks will need possession of reliable credit histories and a means of getting their money back. If a customer is somewhere 'offshore' the risk of extending a credit line is too great and so as a result these cards are only issued to clients that have long standing relationships with the bank in question.
Since it is almost impossible to get one, if you see an 'unsecured' offshore credit card advertised online beware it is probably a scam.〔http://www.quatloos.com/offscams/uncards.htm〕
==Secured cards==
Since most banks will not offer credit lines without some kind of insurance, they offer 'secured' offshore credit cards as an alternative. Secured offshore credit cards involve depositing a certain amount (usually 125-150% of the credit line) to cover what you borrow. For a credit line of 20,000 USD for example, a deposit of 25000-30000 USD may be required. This aside, the card operates to all intents and purposes like a normal credit card, and most carry a major label such as Visa or MasterCard.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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